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Let’s face it, for the first two years of college, usually when you’re like 18-20,  you have F-all worries! I mean you can go drinking with little to no money, usually working a couple of days a week in the local is enough to get by and that’s fine.

But once you hit 21, things start to change. Drastically. Here are 15 things you should know about money in your 20s.

1. If you’re not spending it, you’re thinking about it.

1253527972_money2. You’ll never feel like you have enough

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 3. A few of your friends will be earning twice as much as you and  it will make you feel like a failure

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 4. Thanks to wealthy family, some will never have to worry about a single penny (try not to be resentful)

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 5. Besides, you’ll find that most people you are in the same boat as you

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 6. You’ll learn that’s it’s better to save up a bit and spend BIG

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7. Always do a big food shop, don’t get your lunch from Starbucks

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 8. Buy the basics, you don’t need organic corn fed quail eggs…

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 9.  You can’t afford to do rounds of drinks…so don’t offer

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 10. Especially if your mates are on the trebles and you’re on the pints

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11. You absolutely hate direct debits

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12. Your overdraft is NOT your friend. Pay that shit off as soon as you can and never go there again

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 13. Taxes are the most confusing things in the world especially if you’re self-employed, but it’s important to figure them out

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14. Talking to your boss about your salary will always be awkward – just get it over with!

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15. It’s good to be a bit of a Monica Geller about your spendings

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 via our content partner CT

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Okay, we say the WORST, but we do realise things could be much, much more awful. Nevertheless, these things really grind our gears.

1. Wet Nail Varnish

Waiting patiently for them to dry while you sit there and feel totally helpless, realising that your phone is in your pocket, reaching in to get it and BAM. Your nails are RUINED! Now we have to get the remover out and we can’t find the remover. Typical.

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2. Bare legs on a cold seat

It’s very difficult to hide that face when a group of you goes to sit down at a table and the chair you sit on is FREEZING. It sends a shiver all over your body, and not a good one.

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3. Hair Bobbin Snapping

This usually happens when you’re in a bad mood. Now, whether that’s just the cruel bitch that is the universe at work, or the fact that you’re handling it more aggressively than you perhaps should be, we’ll never know.  What we do know is that it’s super annoying and almost painful. It’s usually followed by flinging said broken hair bobbin as far as it will go while calling it something as offensive.

ARGH

4. Wearing Mascara

We could say that mascara running is the worst, but actually wearing it is pretty bad as well. When you’re tired, you can’t rub your eyes. If you’re walking in a cold wind, it’s more than likely all over your face by the time you reach your destination. Wearing mascara, while it makes a massive difference to your face, in fairness, it’s just the worst.

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5. When your bra straps are too long

It’s like little creatures sneak into your room at night and readjust your bra so that the following day your boobs are all over the shop. The worst part about this situation is that you usually have to ask someone to fix them for you. It’s a pretty intimate thing, probably the most action you get for weeks and yet it’s from a random girl in work. Forever alone.

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6. Tampon Transportation

To this day, I still don’t know why tampons have to look like something you stick on your bike to be seen better at night. Why can’t they just be black? This way, when you’re trying to sneak one up your sleeve before you go to the toilet, the whole room can’t see it beaming out of your bag.

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7. Hair in lipgloss

You look great, your make up went on right, your outfit is fab, you step outside to get your taxi and you get a mouth full of hair. Hair doesn’t just stick to the lipgloss, the lipgloss actually has very strong forces at work that attracts the hair, sucking it in like a jellyfish. Yell out ‘Noooo’ all you like, it’ll only attract more hair.

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8. Untangling Jewellery

Okay, so it’s probably our own fault for not having one of those jewellery separator things that all organised girls seem to have. When you’re just about to walk out the door and you reach into that little box for your favourite Topshop necklace and then… Rage. HOW DID THIS HAPPEN. Men get pissy when they have to do the Christmas lights. Lads, we have to do this daily.

Via our content partner, CT

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Not everyone that you go on a night out with will add something positive to the party and more often than not there are those that will infuriate you and ruin the night. Here are 14 of the worst offenders on a night out:

The Fake Person
Nothing about them screams I’m honest and everything screams the opposite. Whether it’s hair extensions, fake nails or just a stinker of an attitude we all know one. The only saving grace is that you can see them coming a mile away so act accordingly.

 

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The Passive Aggressive Person
They stand there all night belittling everyone left, right and centre of them and ruining the night for everyone else.

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The Bitchy Person
Back handed remarks about your clothes is something that will give them deep satisfaction, they will probably talk about your mates behind their backs to you, and do the same to you behind your back…

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The Leech
Will be rustling in their pockets at the door of the club…”oh shit, I forgot my wallet/money/pride”…and because you’re a sound friend you sponsor them for the night. But it is never spoken of again by them, until the next night….

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The Non Dancer
The person who refuses to bust a move….but will (in fairness) do a little jig towards the end of the night when that one song they know blares through the house system.

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The Always Dancing Person
The person who refuses to do anything but bust a move.

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The Fighter
That one person you know who has a point that once they reach will basically claim anyone who is in their way. An embarrassment to be around.

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The Lover
They may never show any emotion during the normal day to day relationship you have with them but the second that precious alcohol juice trickles down their throat they are all over you, showering you with compliments as if the literally could not live without you

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The Disappearing Friend
You both came into the club together but you haven’t seen them since…wait, they were with you…right? Right?!

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The Person Who Won’t Go Home
Post-club, you end up at a session and you and your mates have enough respect to stay for a few drinks and call it a night…HOWEVER. There’s that one mate who will stay, mix with all the people he doesn’t know and not leave until Tuesday week.

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The Complainer
Just nag nag nag all night. Doorman was ignorant, heels not big enough, not enough guys looking at her, ice too cold….SHADDUP…

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The Sex Crazed One
They have been talking about nothing else since you all decided you were heading out tonight.

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The Puker
Too much alcohol spoils the broth…and you may be they one holding their hair back as they vomit the content of both their stomach and dignity into the unsuspecting toilet bowl…

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Dr. Jekyll and Mr. Drunk
Before the night is over, the changeable one in your group will switch between numerous personalities and do some of the following  a) smash their phone b) smash your phone c) cry d) cry some more. Next morning, they’ll make you breakfast and flat out not be able to remember what happened the night before.

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via our content partners CT

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Sometimes everyone loves a good scare.

Here are the scariest movies that you can watch, we recommend having some company before watching these.

Unless you like sleeping in your closet.

1. The Exorcist (1973)
Gross and soooo creepy, this will definitely raise your heart rate.

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2. The Shining (1980)
The source of our lifelong fear of twin girls.

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3. Silence of the Lambs (1991)
Nobody has ever been as creepy as Anthony Hopkins is in this movie. Ever.

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4. The Omen (1976)
Pregnant? You may want to skip this. And Rosemary’s Baby too while your at it.

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5. Halloween (1978)
Perfect for watching at Halloween (obvious, we know) Micahel Myers will always haunt our nightmares.

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6. Gothika (2003)
An underrated scary movie, this is sure to scare the bejaysus out of you!

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1. Ross and Rachel – Friends
Because he’s her lobster.

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2. Tim and Dawn – The Office
It was a long time coming, and when it did it was the cutest thing we had ever seen.

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3. Carrie and Big – Sex and the City
We all thought  it was the end when Carrie left for Paris and screamed that he could “drive up and down the street all he wants” because she doesn’t LIVE HERE ANYMORE! In true Mr. Big fashion, he came in at the last minute and swept her off her feet again.

carrie and big

4. Marshall and Lily – How I met your mother
They are like the same person and that it why we love them so much; the finishing of each other’s sentences, telling each other every single part of their day, it’s a cuteness overload.

marshall and lily

5. Kat and Alfie – Eastenders
On again, off again for what feels like twenty years, Kat and Alfie are once again a couple. Let’s hope they can last until at least Christmas this time!

kat and alfie

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