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Reports came in today that if you have a first edition Harry Potter book, then you could be holding some cash in the attic.

And now, our childhoods are being very kind to us as old Pokemon cards could be worth a few bob, too.

It's been 20 years (yes, 20) since Pokemon was on our screens and let's be honest, we were all a part of the cult.

Well, have a rummage in your childhood belongings because if you have a Illustrator card, it's worth $100,000 (€91,000).

Holographic Charizards cards of Japanese origin could also be worth up to $30,000 (€27,000).

Apart from that, Mashable reports that some cards sold on eBay for €12 (not much in comparison, we know) and Shadowless cards go for €45 a piece in auctions.

Now, where did we put them?

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If you purchased a Lotto ticket in Dublin on November 9 last, you might want to get searching for it.

The National Lottery has revealed that a winning ticket worth €1m has yet to be claimed, and in just two days it will no longer be valid.

Winners have just 90 days to claim their prize, before it goes back into the fund.

The ticket in question – with the winning numbers 9, 10, 11, 15, 17, 20 and a bonus of 6 – was purchased at the Bus Stop kiosk in Nutgrove Shopping Centre in Rathfarnham.

"We love to see winners collecting the big prizes, and we'd really like to pay someone the €1m come the end of the week," Paula McEvoy of the National Lottery told the Herald.

"Hopefully, someone will come forward and it will be just a case of jogging people's memories."

As for last weekend's Euromillions jackpot of €66m, although the Irish winner has made contact, they have yet to come forward and claim their prize.

"Naturally, when you become a multimillionaire it takes a bit of getting used to, but we're there to help them," says National Lottery CEO Dermot Griffin.

"We will give them a bit of time and advice."

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These days most celebrities – no matter how famous – have endorsement deals with various companies. 

It could be make-up, cars, beds, or shoes, but either way, they get paid a hella lot of money for them.

But, the scary thing is how much money they can make from just one Instagram post. 

Coming up in the top ranks of the highest endorsement paid celebs is the one and only, Scott Disick. 

Yep, Mr Disick could probably survive on Instagram pictures alone, as he makes $15,000 to $20,000 (€13,700 to €18,300) for one single snap. 

And the funny thing is that most of the time they're not even his own pictures. Just like this one, which was clearly taken from the brand's website: 

 

What a tub

A photo posted by Scott Disick (@letthelordbewithyou) on

How easy life would be if we made that much by posting on IG!

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When it comes to €20 notes we generally feel a sense of longing for the day when we can actually spend them. Payday is less than a week away for many of us. And the next time you head to ATM to make it rain you’ll be looking at a brand new note.

The ECB today unveiled the new €20 notes that will be entering circulation on 25 November. 

So far, 4.3 billion of these new notes have been produced and they'll gradually replace the current €20 banknotes of the first series. Don’t fret thought because the old notes will still remain legal tender.

When we first laid eyes on the note we didn’t think were any major differences, but there are some subtle changes. 

A new "portrait window" near the top of the hologram stripe becomes transparent when seen against the light. It reveals a portrait of Europa, who was in Greek mythology a woman of high lineage who the continent was named after.

"Cash was, is and will continue to be an important means of payment. The introduction of the new €20 banknote is tangible proof of this," said ECB Executive Board member Yves Mersch at the ECB's headquarters in Frankfurt today. 

Like the new €5 and €10 bills, the €20 banknote has an emerald-coloured number that changes from green to blue depending on the angle from which you are looking at it.

The new €50 bill is set to go into circulation in 2017, the Bank of France reported in a separate press conference. 

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We already know how to shop online, (hell, we do it nearly everyday), but what about selling online?

Sites such as eBay and Depop are great for selling your unwanted clothes, but sometimes no matter how hard you try, that jumper or those jeans just won't sell. 

So, here are some tips and tricks for selling clothes online, and how to make the most bang for your buck:

1. Look after your items

You have to make sure to protect your leathers and suedes, stuff unused bags with paper so they keep their shape and try to keep shoes in their boxes – this way you will be able to charge a higher price. 

 

2. Keep proof

For some items you will need to keep proof of purchase. Knowing where and when you bought the product and what season it came from will ensure a quick sale. Also keeping authenticity cards will help you out big time for designer goods. 

 

3. Be aware of time

The best time to sell a piece is usually three to four seasons after it was first released, but if it was an investment/designer piece, holding onto it for a while could increase its value. 

 

4. Take CLEAR pictures

There's no point taking a photo of a jacket in a dark room or with a bad camera. If the buyer can't see the full piece, they will pass on it. Instead make sure your room is well lit and show as many details of the piece as you can. Also note these things in the description; fabric, pockets, zips, etc. 

 

5. Know the facts

Give exact measurements of the garment and set a fair price for it too. The price will depend on the season it was sold, the condition it's in and if it sold out. Depending on the piece, sell for around 40 to 70 percent of the retail price. 

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Turning on the heat can be pricey – not to mention not particularly good for the environment either.

But for the days that you just can’t get cosy, or for the friend who NEVER seems to be warm (they know who they are) thesun.co.uk today has some great tips for achieving a satisfactory level of toastiness WITHOUT having to constantly crank up the thermostat…

Suffice to say, SHEmazing! is a big fan of ALL of the below…

 

1) Watch TV

The heat given off by home appliances such as the TV and fridge could be enough to keep the house warm if you have decent insulation, experts say.

Indeed, according to Max Fordham, a leading engineering consultant, effective insulation could keep houses warm all year round – making central heating only necessary on the very coldest days.

 

2) Make flowerpot heaters

Ditch the expensive electric heater and make your own DIY version using just a few candles and a flowerpot.

These nifty, home-made devices can hit more than 80C and take just five minutes to make. Warning – make sure you buy terracotta and NOT plastic pots.

 

3) DIY draught excluder

It’s not just chimneys that let in chilly draughts – windows and doors are also a hotspot for cold air seeping into your house.

“Sausage dog” draught insulators can be rested at the bottom of doors and windows to stop heat escaping from the room.

 

4) Block up your chimney

Having fireplaces that are just for decoration is common in many households now, and if you’re not using yours make sure you fit a chimney balloon or insulator.

Costing less than €30, the balloon will keep warm air in the house and stop a draught coming in down the chimney.

 

5) Cover bare floorboards

Putting rugs down and covering up bare floorboards can reduce heat loss by up to 10 percent.

 

6) Close curtains

One of the easiest ways to keep a room warm and stop cold air flooding in from outside is to close curtains and trap it out. Pulling the curtains can reduce heat loss from 15-17 percent and save you bundles of cash on the central heating bill.

Wooden flooring causes a lot of heat loss, so if you don’t have carpets one of the simplest ways of heating up a room is to lay down rugs and blankets.

 

7) Let sunlight in

While closing the curtains will keep warm air in, it’s also important to leave them open during the day so the sunlight can warm up the room.

Closing the curtains as soon as dusk falls will maximise your house’s potential to retain the heat it’s generated from daylight – even if it’s cold outside!

 

8) Strategically place shelves

Putting a shelf above a radiator, especially if you have high ceilings, can help channel warmth throughout the room.

While putting a shelf above a radiator helps spread heat, putting things on the radiator will trap warm air and stop it spreading to the room.

 

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It has to be said that Scott Disick had a pretty sweet deal on Keeping Up With The Kardashians.

Securing a recurring role from the first season due to his turbulent on/off relationship with Kourtney, the 32-year-old became mega-wealthy on the back of the reality TV show’s huge success.

His resulting fame also allowed him to charge five- and six-figure sums for club appearances and product endorsements.

Which all begs the question: now that he will no longer appear on-screen with the Kardashian clan, what’s he going to do for cash?

Because it certainly seems that Scott has grown accustomed to the finer things in life (ridiculous cars, watches and clothes, for example).

However, the father-of-three certainly isn’t losing any sleep over his financial affairs.

He told Us Weekly over the weekend: “I’ve been making money since I was a kid, and I’ll keep making money so I am not worried about it,” he said, adding: “I am feeling good.”

Regularly describing himself as “an entrepreneur,” when pushed for details on the specifics on his employment on a previous KUWTK episode, Mr Disick has declared that it’s “really nobody’s business”.

He and Kourtney, 36, have three children: Mason, five, Penelope, three, and Reign, nine months. They were together for close-to a decade before splitting in July.

His former partner is said to have amassed a wealth of some €22.5m through her family's reality TV show, business ventures, endorsements and personal appearances. 

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Any time we’re flipping through the latest glossy fashion magazines to hit the newsstands, or scrolling through the Instagram feed of our favourite fashion icons, we generally end up feeling less than enthused.

After all, who has a spare €200 to spend on Kanye latest Addidas trainers anyway?

In short, generally-speaking the most stylish women of the moment have limitless amounts of cash to throw around on their wardrobes.

Actually, most fashion editors could maybe use a reality check when it comes to informing us about the must-have bag of the season – we only just finished paying the bill for the last one!

However, you don’t have to frustrated any longer! With just a few simple tricks you can make your wardrobe appear on par with those sitting FRO at fashion week.

 

All black everything

Not just a Kylie Jenner catchphrase. A monochrome look will elongate your body and it always looks as if you’ve intentionally spent hours putting the look together. An all-white look will also do the trick. As long as your blacks match and your whites are bright, you’re guaranteed to gain some fashion credentials.

 

Add a belt and learn to tuck

Tucking in any shirttails or baggy jumper hems will give your look instant polish. Adding a belt will cinch your waist and give you an air of serious style diva. Paring your over sized scarf with your belt will open whole new wardrobe choices for you, also handy with our always changing weather situation.

 

Gold accessories

Who doesn’t love some gold accents? According to fashion editors adding some gold accessories to your look, either in the jewellery department or with a bag, is going to make you look like you stepped straight out of Vogue.

 

Have it tailored

It even sounds fancy. Instead of ripping the tags off and throwing away your receipts right away, take a day or two before flinging yourself into those brand new culottes and head to your local seamstress. A quick nip and tuck makes your look seem much more one of a kind, so instant style elevation.

 

Grab your iron!

This one seems obvious, and also your mammy probably warned you about this for years before you took your style seriously. Nobody likes early mornings, but five extra minutes to make sure your look is freshly pressed will add instant polish to your look, even some of your oldest and more well-worn pieces. 

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You approach the banklink full of hope and, yes, also full of fear. You insert your card and swiftly type in your pin. Then? Why then you playing the waiting game. Will you, in spite of everything, be gifted with a magic €50 note?

Lo! The noise you’ve been waiting for arrives: the sweet, welcomed mechanical rumbling of an ATM that’s about to disperse the necessary funds for your night-out. Victory!

In the process, you’ve also managed to reassure yourself that (gulp) ‘managing your finances’ is over-rated. Or is it?

Sure, we’re all occasionally (or indeed, regularly) guilty of burying our heads in the sand when it comes to knowing exactly how much cash we have, and exactly how much we have to spend.

And that applies even after we move out, get a job, and acquire great responsibilities such as managing the Sky TV account, and paying off the car.

Rosanna Davison drives a 2015 Volkswagen Beetle, pictured below

 

Case in point? More than a quarter of us who have a car loan have no idea what interest rate we’re paying.

Yup, according to research released this week and compiled by the good folk at Volkswagen, 25-44 year olds are most likely (20 per cent) to indulge in a spot of motoring finance. Meanwhile, 12 per cent of 18-24 year olds also borrowed to acquire their vehicle.

Although, when it came to shopping around for the best deal, 18-24 year olds are top-notch at finding competitive rates: 64 per cent are paying less than 5 per cent interest on their loan (you can tell that one to your mam).

“As the leading car brand in Ireland we understand how consumers feel about motoring,” Volkswagen said in response. “It is important that consumers are aware of what their car finance is costing them so that they can make the best purchasing decisions.”

Volkswagen will be offering customers more for their money on 152 orders with a range of additional extras including free styling and technology packs and competitive finance offers including PCP from 1.9 per cent  from Volkswagen Bank. See volkswagen.ie.

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OK, we’ve definitely all been there: the only thing barer than your cupboards is your account balance. And trying to clobber together a decent feed from vegetable stock, kidney beans and two sad-looking onions is never enjoyable – even for the most inventive of amateur chefs.

Thankfully, for most that’s an occasional – hungry – storm to weather; but for others on low-incomes or for those reliant of social welfare payments, getting to the end of the week and doing without regular meals can be an all-too familiar occurrence.

“I remember 20 years ago not eating so my daughter would eat. I remember nights when there was literally no money,” JK Rowling, the author of the global-phenomenon Harry Potter books, has revealed. “There’d been nights when I had one Rich Tea biscuit and that was dinner.”

The 49-year-old author, now worth €900m, added in the same interview in 2013: “If you are very, very poor and pregnant there is nothing in the world more vulnerable-making and anxiety-inducing: you are prepared to starve yourself. To think of money running out with your child not being able to eat is terrifying.”

And now one study has confirmed that 22 per cent of adults worry about the amount of money they have to spend on food. Worse still, a third of families with younger children worry about the same issue.

Compiled by Kellogg’s, the Is The Food Divide Getting Bigger? report highlights that despite signs of an economic recovery, those on a lower income are still struggling.

“Many people have suffered income losses and quite simply do not have as much money to spend on food or anything else for that matter,” highlighted economist Jim Power, also a contributor to the study.

“Those on fixed and low incomes have been most badly affected.” 

“Acknowledging and addressing the food divide now could create a buffer against the legacy of food poverty in our communities,” Kellogg’s also warned.

In 2015, Kellogg’s will be donating 2million servings of cereal to children and families in Ireland via partnerships with Barnardos and Crosscare. The company furthermore supports more than 120 breakfast clubs across the country.

 

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Cheryl Cole didn’t always want to be a singer, in fact the newly Mrs. Fernandez-Versini actually wanted to be a ballet dancer and even made it to the Royal Ballet summer school.

However, it was here that her dreams were squashed when she felt a bit of an outcast due to her social standing.

Taking up ballet at the tender age of three, Cheryl admits she always wanted to be a ballerina but it all changed when she attended the prestigious school.

Talking about to The Times Magazine, Cheryl said: "And then I went to the Royal Ballet [summer school] when I was 9 or 10. Hated it. Squashed the dream. It wasn't me. I didn't fit in. I had to be sponsored to go there because me parents couldn't afford to send us there, and everyone else was – obviously… Basically I was a bit of an outcast."

Cheryl thinks her social standing played a part in feeling different from other pupils. "It was the first time I'd ever felt… class. I didn't know what it was. Everyone around was normal to me. There was this thing, and we were all on the same level… 

She added: "I didn't understand it. I just knew it was… different. And that they were… looking down their noses. If you like. But I couldn't express it. ‘I was out of place. I think about 9-year-old me, and I think, "That must have been hard."

Aw, we can image a little Cheryl telling her parents that she no longer wanted to pursue her dream. How sad. Although her decision to focus in on her singing has certainly paid off!

 

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New research has found that being single costs €2,279 more a year than being in a relationship.

Apparently rent, bills and tax are to blame for the discrepancy. Dave Quinn from Investwise.ie says:

“The main reason is that you can split bills in half, without actually using that much extra gas or electricity.”

The average couple also have savings of up to €7,488 while single people don’t even have half that at €2,496.

Ugh, this is SO unfair! But then again, at least we don’t have to worry about getting told off for our spending. Dave Quinn of Investwise.ie said that one of the reasons married people have more money, is because they have someone to answer to if they go on a crazed spending spree: “When you’re married, suddenly you’re accountable to your other half for your spending, so you’re less likely to go buy that iPad or pair of designer shoes.”

See? We may not have as much money, but we probably have more stuff, so that’s something!

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